Credit card dues
Review outstanding balances and explore potential resolution approaches with creditor engagement support.
Personal debt support, without stigma
Take the first step toward a life beyond debt.
Personalized support for unsecured loans, credit card dues and personal debt. We help you understand your options and work toward a practical resolution plan.
Confidential conversationPersonalized reviewSupport through the process
Your first stepA clear view of your debt
One private conversation to understand your situation and possible next steps.
Debt can feel isolating. Getting help should not.
Fix My Debt is a Kolkata-based debt resolution service built to offer a calm, respectful starting point. No shame, no pressure, just a clearer understanding of the options available to you.
Where we can help
Support shaped around your situation.
We focus on unsecured debt and work with you to explore routes that may make repayment more manageable.
Unsecured loans
Assess personal loan obligations and understand whether restructuring or negotiated terms may be available.
Personal debt
Bring multiple obligations into one clear picture, then build a practical path based on your circumstances.
A clear, human process
From overwhelmed to informed.
Tell us what is happening
Share your current debts, payments and concerns in a private assessment.
Understand your options
We review the picture and explain possible approaches, costs and trade-offs before you decide.
Choose a way forward
If you proceed, we support the agreed process and creditor communication from start to finish.
Clear, upfront fees
Know the cost before you commit.
A private review of your situation, your debts and the options in front of you. This fee is non-refundable once the assessment is provided.
Any further fee is discussed and quoted only after reviewing and analysing your situation, and confirmed with you before any work begins. No hidden charges.
What you can expect
Support that starts with listening.
Confidential by designYour situation is handled discreetly.
Personal, not one-size-fits-allYour options depend on your debts and circumstances.
Clear before committedUnderstand the route, costs and trade-offs before deciding.
Help with creditor conversationsSupport through the agreed resolution process.
Fix My Debt works with adults in India seeking help with unsecured personal debt, such as credit card dues and unsecured loans. Every engagement begins with an initial assessment, and support depends on the specifics of each situation.
Start with a private conversation
You do not have to figure it out alone.
Reach us on WhatsApp, by phone or by email. Based in Kolkata, West Bengal, and working with clients across India.
Outcomes depend on individual circumstances and creditor decisions. Fix My Debt does not guarantee settlement, reduced interest, EMI restructuring, credit-score improvement or any specific result. The ₹299 initial guidance and assessment fee is non-refundable; any further fee is quoted only after case review. Fix My Debt is a private debt-resolution service and is not a lender or a government body.